Terms and Conditions

1. Introduction

By accessing and using this financial checkup form and related services, you agree to be bound by these Terms and Conditions.

This financial checkup and related services are independently provided by Maria Jessica Baclayon, a licensed Financial Advisor affiliated with PruLife UK. This form is intended to help individuals better understand their financial protection needs and explore suitable insurance and financial planning solutions.

2. Purpose of the Service

This financial checkup is designed to:

• Provide general insights into your financial situation

• Help identify potential gaps in financial protection

• Offer guidance on possible insurance and financial planning solutions

This service is for informational and educational purposes only.

3. No Financial Advice Guarantee

The results provided are based solely on the information you submit and are not intended to be a complete or personalized financial plan.

Any recommendations shared should not be considered as final financial advice. A full consultation is recommended before making any financial decisions.

4. User Responsibilities

By using this form, you agree to:

• Provide accurate and truthful information

• Not submit false, misleading, or incomplete data

• Use the service for personal and lawful purposes only

5. Communication Consent

By submitting your information, you agree to be contacted via:

• Email

• Phone call

• SMS or Messenger

for the purpose of:

• Delivering your results

• Providing consultation

• Sharing relevant financial education, insurance, and service-related information.

You may opt out of receiving promotional or marketing communications at any time. However, we may still contact you regarding your inquiries, requested consultations, or other service-related matters.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Maria Jessica Baclayon shall not be liable for any decisions, losses, or damages arising from reliance on the results of this financial checkup. The information provided is intended for general informational purposes only and should not be the sole basis for financial or insurance decisions.

All actions taken based on the information provided are at your own discretion.

Insurance products are subject to the terms, conditions, underwriting guidelines, and approval processes of PruLife UK.

7. Data Privacy

Your personal information is handled in accordance with our Privacy Policy.

By submitting this form, you acknowledge that you have read and understood our Privacy Policy and consent to the collection and processing of your personal information as described therein.

8. Changes to Terms

We may update these Terms and Conditions from time to time. The revised version will be posted on this page together with the updated Effective Date. Continued use of this service after any changes constitutes your acceptance of the revised Terms and Conditions.

9. Eligibility

This financial checkup is intended for individuals who are at least 18 years old or who are legally authorized to enter into agreements under applicable laws. If you are under 18 years of age, please obtain the consent of your parent or legal guardian before submitting your information.

10. Contact Information

For any questions regarding these Terms and Conditions, you may contact:

📧 [email protected] / [email protected]
📱 Or message our official Facebook page